It is possible to try to get a loan without a bank, but your options are likely to be limited to loans with high fees and interest rates. At this point, My Credit, which removes additional costs and interest, comes into play. Interest-free loan options are available without delaying your needs.
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It is possible with my loan, and there is no interest or expense!
Sign up now for free to the Kredim system and have the opportunity to shop with Multiple Limits.
Getting a Loan Without a Bank Account
A bank account is the biggest player when it comes to lending. It provides information about your financial situation to credit-providing institutions. Loan providers often look at an applicant’s bank account as one piece of the puzzle when trying to figure out whether you can repay the money you borrowed.
Therefore, having a bank account is a requirement for applicants when applying for a personal loan.
My Credit, which defines limits based on payment promises such as “Pay in Your Salary” or “Pay in 30 Days”, can evaluate your application without prioritizing your bank account. This valuation will significantly affect your limit based on the information you provide.
Smart Credit Scoring
As with most loan products, your options will vary depending on credit history, income and a number of other factors. You can instantly learn your credit score with our smart scoring tool and see your limit immediately in the system. The information our scoring tool obtains from you is very valuable to us. The My Credit scoring tool has a significant impact on limit definition, but you also have the option to increase your limit with additional documents. Don’t forget! Your limit increase request is determined by Kredim based on the fulfillment of certain conditions and the evaluation of your financial situation.
Pay When You Get Your Salary, Pay Interest
With the “Pay in Your Salary” option, you can meet your needs without interest or additional transaction fees. For the My Credit “Pay in Your Salary” option, you need to save the card information to which your salary account is linked to the system. The amount you used will be refunded at once within a maximum of 29 days. There is no transaction fee in this option, where interest is not applied when payment is made on time.
If you wish, pay in installments up to 36 months
If the “Pay in Your Salary” option does not interest you in meeting your needs, you can use the “Pay in Installments for Up to 36 Months” option. With this limit, which you can use in many sectors, you can pay in installments up to 36 months with advantageous rates at Kredim.
My loan offers advantageous installment options that meet users’ needs and ease their budget. The number of installments and interest rates vary depending on the member business.
Define Additional Limit for Credit Card
Your limits may seem insufficient to meet your needs. It developed the multi-limit feature so that I can postpone my credit needs and not stick to a single limit. Thanks to multiple limits, you won’t be limited in your shopping. Connect your credit card to the My Credit system, find out your multiple limit and make your purchases; Pay at your own rhythm.
It is easier to manage your expenses with limits specific to each sector. You can use your multiple limits as you wish in the education, fashion, tourism, e-commerce, office supplies, health and insurance sectors. When you use multiple limits for tourism, it does not affect the amount determined in other sectors. You can request additional documents to increase your limit.
How do I become a member of Kredim?
Becoming a member of the system is free. You can easily create your membership from Android, IOS and web address. You can use Kredim as you wish and manage your account via the application or website. When your profile is completed, your credit score is first determined through smart scoring. Immediately afterwards, the limit is created. After these steps multiple limit You will have the opportunity to shop with.
Becoming a member of the Kredim system is very fast and easy. Click now to become a member.
