What is credit?
As a result of the evaluation of various information and factors deemed necessary and relevant in order to reach a decision on credit worthiness, the opportunity given to a natural or legal person requesting a loan in the form of providing money, guarantee or surety in an amount and maturity appropriate to the needs, taking into account the laws and the bank credit policy. or limit.
Toc
What are the types of loans?
We can list the loan types as individual, commercial, SME, corporate, foreign trade and project loans. Although the types of Commercial Loans and SME Loans are similar, the biggest differences between them in the evaluation stage and criteria are the business size and number of employees.
SME loan types
- Women Entrepreneur Loan
- SME Support (Need) Loan
- Spot Credit
- Discount Credit
- Revolving Credit
- Non-Cash Loan
- Agricultural Loans
- Transport Credit
Commercial loan types
- Import and Export Credits
- Secured Commercial Loan
- Spot Loan
- Discount Credit
- Revolving Credit
- Open Credit
- Non-Cash Loan
- Vehicle Loan
Institutional loan types
- Industry and Tourism Loans
- Mining Credits
- Transportation Loans
- Energy and Public Works Loans
Foreign trade loan types
- Eximbank Loans
- Letter of Credit Loans
- Export Factoring
- Country Loans
- Acceptance/Aval Credits
- External Warranty
Project loan types
- Solar Energy Loan
- KOSGEB Loans
Individual loan types
- Personal finance credit
- housing loan
- Transport Credit
- holiday loan
- marriage loan
- mortgage consumer loan
- tradesman loan
- student loan
- Consumer Financing Loan
