The share of online shopping in our total purchases is increasing day by day. The exponential increase in the volume of online payments and e-commerce in recent years reveals the intense interest in online shopping. So, what should we pay attention to when shopping and paying online? Let’s list the things that need to be done for safe online shopping with short and clear information.
Safe Online Shopping
- Check the SSL certificate: SSL security certificate is one of our primary steps when shopping online. It means that the website you shop from protects your data in accordance with international security standards. Therefore, it is important to check the presence of the SSL certificate. To do this, you can check whether there is a lock sign on the left of the URL section of your browser. This sign check is the easiest way to verify the SSL certificate.
– Choose virtual POS: In order to make sure whether the sellers are safe or not when shopping online, you need to choose virtual POS or other secure payment methods. For purchases made via virtual POS, consumers require a certain amount of time for the return and cancellation process. In addition, the approval processes that the company goes through to obtain a virtual POS also increase the security level.
– Use the 3D Secure feature: 3D Secure is one of the most reliable applications to ensure the security of your card information and transaction in online card payments. 3D Secure applicationis an online security system developed by Visa and MasterCard, two giants of the global payment systems market. In addition, purchases made from websites with “Verified by Visa®” and “MasterCard® SecureCode” logos; It is under the guarantee of Visa and MasterCard. Thus, you provide extra security against fraud methods, especially fishing.
– You can choose a virtual card: Ensuring the security of your card in online card purchases virtual POS Although the and 3D Secure system are very effective applications, the way to increase security even more is the use of virtual cards. You can create a virtual card in seconds from the application to which your card is connected. Immediately after, you can safely use the virtual card number and CVV information obtained by selecting the limit setting method. In this way, you will not share your real card information and limit while using the balances on your card within the small limits you set.
Research the Site You Will Shop From
We talked about the current technological innovations and applications so that you can shop safely online. Now let’s briefly talk about what you can do apart from these. First of all, payments are made from computers that are shared or used temporarily; You should not do this from mobile devices that do not belong to you.
On the other hand, it would be beneficial to do research on social media and blogs about the platforms you will shop on. You can also review user experiences on complaint platforms.